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Brad Baker personalizing your mortgage to fit you

Jul 7, 2015 | 8:31 PM

Buying a home is a big decision and the joy that is associated with becoming a home buyer is unlike any other purchasing experience.

The process can be very overwhelming- especially if you are a first time home buyer. A variety of factors play into this life-changing decision: location, interest rates and of course the length of time you plan to spend in that home. Fortunately with the assistance of a personal home financing advisor, potential home buyers can feel secure that they will receive accurate, personalized financial service and advice to help find a mortgage that best suits their needs.

Brad Baker, personal home financing advisor understands that today’s homebuyers appreciate personalized service and practical advice about mortgages and other borrowing options that support their overall financial goals.

“I look at the full picture,” said Baker. “No person is the same and there isn’t one size that fits all. My job is to find ways to help my clients save money, but still meet their goals.”

“There are so many facets to buying a home that people don’t really know exist, some people think well oh it’s just a mortgage payment. Well it’s not just a mortgage payment it’s also the taxes that go onto it and then all of a sudden you got to pay all of the utilities and insurances on top of that as well. So it’s really good to get as much information as possible to find out if you are making the right decision for you and whether or not it works with your budget right now.”

Backed by competitive, customized solutions Baker said he is proud to be part of Scotiabank’s Homes Financing Solutions team and is passionate about what he does.

“I am doing what I understand and love, said Baker. “Buying or renovating a home is an investment in something that you really, really want and I take pride in the fact that I get to help make people happy on a daily basis,” said Baker.

“I try my hardest to get people into what they want. I’m always up to a challenge- whether it is getting a deal closed in a record period of time, or when I am faced with a particularly complicated deal and I have to really take the time to think about the best approach to take to structure it so that we can make it work. It’s not just about finding the cheapest interest rate”

Choosing a mortgage is one the biggest financial decisions most will ever make. When seeking the advice of a home financing advisor or a mortgage specialist- home buyers can remain confident that they will receive in-depth product knowledge and service that is tailored to their own specific financing needs at a competitive rate.

To contact Baker directly dial: 306-314-3076 or send him an email at: brad.baker@scotiabank.com.

To get to know Baker a bit better click here.

To learn more about Scotiabank and it’s services click here